Pay in Argentina
like a local
Scan and pay any Mercado Pago QR, or send pesos to any alias, CBU or CVU. No local ID, no bank account, no Western Union runs.
Pay in Argentina
like a local
Scan and pay any Mercado Pago QR, or send pesos to any alias, CBU or CVU. No local ID, no bank account, no Western Union runs.
Why @nearshoremike pays with CacaoCash in Buenos Aires
He walks through paying rent, cafés and everyday QR codes in Buenos Aires — at the real dollar rate, with no foreign-card surcharges.
Everything you need for seamless payments
1. Create account
Sign up in minutes and get your CacaoCash wallet instantly. One quick ID check and you're ready.
2. Deposit funds
Add money in USD, EUR, GBP or crypto (USDC and more). Your balance is ready to spend instantly.
3. Pay & send
Scan any local QR (Mercado Pago and more) or send pesos to any alias, CBU or CVU — instantly, at the real exchange rate.
The rate you actually get
Foreign cards quietly cost you about 10% more. CacaoCash pays at the real rate.
Argentina
ARS / USD
With a foreign card
With CacaoCash
What our users think of us on Trustpilot
Mercado Pago with no DNI
This app helps so much for paying to Mercado Pago without having a DNI. Excellent support from the team. Excited to see the upcoming features.
A great experience traveling in Argentina
I was traveling in Argentina when I discovered this app, and it was a great experience. I was able to pay almost everywhere using QR codes and also withdraw cash from ATMs. I highly recommend this app.
Ivan NavarroVery useful for Argentina trips
CacaoCash was really useful during my trip to Argentina. I was able to pay locally without relying on my foreign card all the time, and the exchange rate was noticeably better. In some places I saved around 10% compared to paying directly with my card. I'd love to see support for more Latin American countries.
Anyelen RojasBetter than paying with card
I used CacaoCash in Argentina and it helped me avoid the extra costs that sometimes come with foreign cards. Some merchants charge extra when you pay by card, so being able to pay through local methods was very helpful. The cashback program is also a nice bonus.
Agus ChiuchiCashback makes it better
CacaoCash is already useful for paying in Argentina, but the cashback program makes it even better. The rewards feel well balanced, and the points system is clear without feeling impossible to progress.
Flor TobaresThe app works súper smooth!
Omar PeiranoGreat for QR payments
Before using CacaoCash, I didn't realize how common QR payments are in Latin America. In Argentina, a lot of places prefer local QR payments instead of cards. The app made that much easier for me as a traveler.
Mati GiradoGood exchange rate and simple experience
The app made payments in Argentina much easier. I got a better exchange rate than I usually get with my card, and the overall process was simple. The only thing missing for me is support for more countries in Latam.
Mercado Pago with no DNI
This app helps so much for paying to Mercado Pago without having a DNI. Excellent support from the team. Excited to see the upcoming features.
A great experience traveling in Argentina
I was traveling in Argentina when I discovered this app, and it was a great experience. I was able to pay almost everywhere using QR codes and also withdraw cash from ATMs. I highly recommend this app.
Ivan NavarroVery useful for Argentina trips
CacaoCash was really useful during my trip to Argentina. I was able to pay locally without relying on my foreign card all the time, and the exchange rate was noticeably better. In some places I saved around 10% compared to paying directly with my card. I'd love to see support for more Latin American countries.
Anyelen RojasBetter than paying with card
I used CacaoCash in Argentina and it helped me avoid the extra costs that sometimes come with foreign cards. Some merchants charge extra when you pay by card, so being able to pay through local methods was very helpful. The cashback program is also a nice bonus.
Agus ChiuchiCashback makes it better
CacaoCash is already useful for paying in Argentina, but the cashback program makes it even better. The rewards feel well balanced, and the points system is clear without feeling impossible to progress.
Flor TobaresThe app works súper smooth!
Omar PeiranoGreat for QR payments
Before using CacaoCash, I didn't realize how common QR payments are in Latin America. In Argentina, a lot of places prefer local QR payments instead of cards. The app made that much easier for me as a traveler.
Mati GiradoGood exchange rate and simple experience
The app made payments in Argentina much easier. I got a better exchange rate than I usually get with my card, and the overall process was simple. The only thing missing for me is support for more countries in Latam.
Good questions
What exactly is CacaoCash?
How do I add money to my wallet?
Do I need to verify my identity?
What if a payment is pending, fails, or I get a refund?
Are there hidden fees?
How do I know my money is safe?
Which countries are live?
I lost my phone. What happens to my money?
What exactly is CacaoCash?
How do I add money to my wallet?
Do I need to verify my identity?
What if a payment is pending, fails, or I get a refund?
Are there hidden fees?
How do I know my money is safe?
Which countries are live?
I lost my phone. What happens to my money?
Start paying. Stop overpaying.
One app. Every QR and alias in Argentina.
Guides
Practical guides on payments, exchange rates, and daily life in Latin America — whether you're visiting, relocating, or already living there.
Can a Foreigner Use Mercado Pago in Argentina? (2026)
Mercado Pago blocks foreigners without a DNI. Here's how to pay any Mercado Pago QR in Argentina from a USD balance, no local ID, at a better rate than your card.
6 min readArgentinaHow to Pay QR Codes in Argentina Without a DNI (2026)
Argentina runs on QR, but without a DNI you're locked out of Mercado Pago and MODO. Here's how to pay any Argentine QR from a USD balance, no DNI or local bank needed.
7 min readArgentinaCBU, CVU & Alias in Argentina Explained (2026)
CBU is your bank account number, CVU is the digital-wallet equivalent, and the alias is the easy nickname for both. How each works in Argentina and how to send or receive pesos with them, even without a DNI.
5 min read