Argentina dollar rate, updated October 2026
Argentina Dollar Rate Today: Card vs Crypto Dollar
Argentina has more than one dollar. As of October 2026, a foreign Visa or Mastercard pays the non-resident rate published by Fiserv (Posnet), around 1,465 ARS per USD, while the crypto dollar (the rate the local economy actually uses) is around 1,598. That is about 9% more pesos on the rate alone. CacaoCash converts at the crypto dollar (≈1,598 ARS per USD before the fee in mid-October 2026) and charges 2.5% per payment, so you get ≈1,559 per dollar charged: about 6% to 10% more pesos than a foreign card, depending on your card's foreign fee. The live comparison below already subtracts the fee.
- Foreign card / non-resident rate (Fiserv/Posnet): around 1,465 ARS per USD
- Crypto dollar rate (market): around 1,598 ARS per USD
- CacaoCash: ≈1,598 ARS per USD before the 2.5% fee, ≈1,559 per dollar charged after it
- The gap with CacaoCash, after the fee: about 6% more pesos than a card with no foreign fee, about 10% more than a card that charges 3%
- The "dolar tarjeta" (~2,002) is for Argentine residents only, it does not apply to you
- You do not need a DNI or a local bank account to pay at the crypto dollar rate
The rate you actually get
Even after our 2.5% fee, you get about 6% to 10% more pesos per dollar than with a foreign card.
Argentina
ARS / USD
With a foreign card
With CacaoCash
CacaoCash: live rate minus the 2.5% fee. Card: non-resident rate (Fiserv/Posnet), with no foreign fee (+6%) or a 3% foreign fee (+10%). Details at cacaocash.com/fees.
The different dollars in Argentina, explained
When people say "the dollar" in Argentina, they could mean several different rates. Here are the ones that matter for a foreigner paying day to day.
Foreign card / non-resident dollar (~1,465)
Visa and Mastercard apply a "preferential tourist rate" published by Fiserv (Posnet) for non-resident card purchases: about 1,465 ARS per USD on 2 October 2026, roughly 5% below the MEP and below the official rate. It is the worst of the realistic options for everyday spending, about 9% below the crypto dollar, and your bank's own 1-3% foreign fee comes on top.
Crypto dollar (~1,598)
The rate you get moving stablecoins like USDC or USDT, and what the local economy effectively transacts at. CacaoCash converts at this rate: its QR payments averaged ≈1,598 ARS per USD from 12 to 18 October 2026, before the 2.5% fee (≈1,559 per dollar charged after it).
"Dolar tarjeta" (~2,002): not for foreigners
This is what Argentine residents pay on foreign purchases (official rate plus taxes). It does not apply to foreigners paying in Argentina, so do not confuse it with the rate your foreign card gets.
Blue dollar (~2-5% over official)
The informal street cash rate. In 2026 the blue premium collapsed to about 2-5% over the official rate under Milei, so it is barely better than other options and carries cash and counterfeit risk.
MEP dollar (~1,544)
A legal market rate via an Argentine brokerage, in line with the official rate (about 1,544 in early October 2026), but it usually requires a local bank and broker account that foreigners without a DNI cannot easily open.
Argentina dollar rate: frequently asked questions
What is the dollar rate for foreigners in Argentina in October 2026?
Why do foreign cards give a worse exchange rate in Argentina?
What is the crypto dollar (dolar cripto)?
How can I pay at the crypto dollar rate without a DNI?
What is the dollar rate for foreigners in Argentina in October 2026?
Why do foreign cards give a worse exchange rate in Argentina?
What is the crypto dollar (dolar cripto)?
How can I pay at the crypto dollar rate without a DNI?
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